New data from the National Association of Realtors shows about 20 million families have money to buy a home but are choosing to rent as reported in MarketWatch.com.  Buyers are deterred from purchasing because of large down payment requirements and requests to prove a long track record of steady income.  Many workers are choosing to be self-employed or do free-lance work. 

Additionally, what to do with the house in a divorce case is a major consideration in equitable distribution.  Some people are very attached to the home for a number of reasons.  Whether it is financially feasible or sensible is something to weigh.  Sometimes the solution really is to sell the house and opt to rent for a while.